With the ever-changing mortgage requirements and rising interest rates, it has never been more important to ensure your credit is in tiptop shape before you head out home and mortgage shopping. Fewer people are fitting into the traditional banks’ financing boxes as easily as they may have just a year … Read More
How to Transition from Renter to Homeowner Sooner
Deciding to become a homeowner after renting is one of the biggest decisions you’ll make throughout your lifetime. Planning ahead by building a budget and saving before taking your first steps towards homeownership are key considerations for ensuring the transition is as stress-free as possible. Budgeting empowers you to look … Read More
How to Use a Home Equity Line of Credit to Your Advantage
Having access to secured credit is a huge benefit to Canadians. The problem is, the media often sounds alarm bells concerning all types of credit – and frequently home equity lines of credit (HELOCs), in particular – roping it all into a giant debt cycle looming above all homeowners. In … Read More
Buying Your First Home? Working with a Mortgage Broker is Your Best Choice
As licensed mortgage brokers, it’s our pleasure to walk you through every step of the homebuying and mortgage financing processes – from prequalification to funding and beyond. If you’re a first-time homebuyer, our extensive knowledge of the Canadian mortgage landscape will prove particularly beneficial. In today’s hot real estate market … Read More
Home Equity Loans for Debt Consolidation, Is This Right For You?
What is a home equity loan? Equity is defined as the value of the home minus any debts that are owed. A home equity loan is a mortgage loan in which the equity in the home is used as collateral. So the consumer borrows against the equity in the home … Read More
Registered Retirement Savings For Use as Down Payment on Mortgage
Two out of three people living in Canada are homeowners. However, getting into a home can be expensive from the down payment to the closing costs. The Canadian government knows how hard it is to come up with the funds for a down payment for a home and they have … Read More
First Time Buyers Mortgage Incentive Program
Did you know one out of every three Canadians owns a home somewhere in Canada? Real estate is a great investment. There continue to be incentives to help first time buyers achieve the dream of home ownership because, for most, the upfront costs of getting into the home are the … Read More
The Return of a Lifetime
Looking to make the return of a lifetime? It’s much closer to home than you think. Have you ever considered that the home you’re living in could be making you money? Or that it could be making your money even while you’re still living there? It’s true and much more … Read More
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